Why use The Smarter Investor?
- A constant turnaround of investment opportunities
- Huge database of properties at up to 15% discount
- Lead generation from our sister company; The Smarter Choice
- All opportunities are ‘hot’ and often require urgent action
- Membership limited to serious property investors
- Opportunities both vacant and tenanted
- Investments tailored to your specific requirements
- The Smarter Investment work across the UK at all price levels
- No joining fee
- Full support and guidance
The main thing to keep in mind when making any kind of investment is the return on your expenditure. Investing in property above other investments has in the past always been a winner, so long as you buy in the right location and for the right price.
Property is unique in its capability as you maximize your return, where for the most part you’re using someone else’s money (usually through a mortgage). You are laying out as little as 20% of the capital but receiving the growth on the entire property. With house prices in the UK increasing 100% every 10 years (This has proven to be true for the past 100 years) property is a safe bet when compared to other investments. The UK is predicted to be short of 100,000 properties a year for at least the next decade – this will undoubtedly increase demand for all property.
People are starting to realize that they can no longer rely on their pension scheme for when they retire. If you want a pension comparable to your current income you’d have to put a huge percentage of your salary into a pension scheme every month for years, which is not always possible. Furthermore recent scandals surrounding pension schemes have highlighted the risks involved.
Property provides security – The reason banks will lend up to 90% of a property’s value if because they believe property to be a stable asset in the current climate. Most investments other than property require constant attention and work. For example of you own shares you need to keep a constant eye on the markets. Property is far more stable, you can leave property alone and in the short term its value is likely to remain the same.